Introduction

Welcome to CAPITAL REMITTANCE LTD’s website, also known as “the website”
throughout the following. Before using the website and the information offered by
CAPITAL REMITTANCE Ltd, its subsidiaries, and affiliates (hereafter, ” CAPITAL
REMITTANCE”), please read these terms and conditions of use (hereinafter referred to
as “Terms”). You accept these Terms, which are a binding contract between you and
CAPITAL REMITTANCE LTD, by accessing or using the website.

Do not access or use the website if you disagree with any of these terms.

CAPITAL REMITTANCE has the right to change these Terms and any other material on this
website at any time without providing you with prior notice. The most recent Terms will always
be available on our websites, so please read them carefully before using the website. Any
modifications to these Terms that are posted after you start using the websites will be deemed
accepted by you.

SCOPE OF TERMS:

The ” CAPITAL REMITTANCE Websites” refer to the CAPITAL REMITTANCE
websites that can be found at www.CAPITAL REMITTANCEmoney.co.uk as well as all
CAPITAL REMITTANCE owned and/or operated websites that are linked to
www.CAPITAL REMITTANCEmoney.co.uk by CAPITAL REMITTANCE and its
subsidiaries, including secure areas of the websites. As well as the CAPITAL
REMITTANCE Websites, these Terms also apply to any and all online materials,
resources, download areas, tools, and interactive areas, including without limitation blogs,
community forums, chat rooms, discussion sites, knowledge centres, and information
about service offerings (collectively referred to as “Online Mediums”), both now and in the
future. These conditions shall continue in full force and effect to the extent that they do
not conflict with any medium-specific conditions of use that CAPITAL REMITTANCE may
post in addition.

Website Usage:

You agree that you will only use the website in a way that complies with all applicable
laws and regulations and only for legal purposes. Any content or information that you
submit, post, or transmit through the website is strictly your responsibility. You consent to
refrain from any actions that might damage, disrupt, or impair the website, such as
planting malware, viruses, or other harmful code. In addition, you promise not to make
unauthorised attempts to access the website or any associated accounts, systems, or
networks.

Privacy of your data:

CAPITAL REMITTANCE is dedicated to safeguarding your personal information and
respects your right to privacy. Reviewing our Privacy Policy will help you understand how
we obtain, use, and share your personal data when you access the website.

Links to Third-Party Websites:

The CAPITAL REMITTANCE Websites may include references and links to external
websites (“Linked Websites”) that are not under the control of or owned by CAPITAL
REMITTANCE. These links and references are offered for your convenience only. You
access Linked Websites at your own risk and CAPITAL REMITTANCE will not be liable
for any damages or losses resulting from your decision to leave CAPITAL REMITTANCE
Websites and/or from your use of any content, goods, or services made available on or
through any such Linked Website. This applies to both direct and indirect damages. The
Linked Websites have not been checked by CAPITAL REMITTANCE, and we are not in
charge of the information found there.

The inclusion of these links does not imply that CAPITAL REMITTANCE approves or
endorses the Linked Websites, their entities, or their offerings. Please be aware that the
Linked Websites are independent websites, even if they feature the CAPITAL
REMITTANCE logo, and that CAPITAL REMITTANCE has no control over their content.
Furthermore, even if you learn about any such third party from CAPITAL REMITTANCE
or through a reference or link on the CAPITAL REMITTANCE Websites, CAPITAL
REMITTANCE is not a party to and is not liable for any transaction you might get into with
them.
You access and use third-party websites at your own risk; before using any such website,
you should understand its applicable terms and policies.

Intellectual Property Rights:

The CAPITAL REMITTANCE Websites, including all previous, present, and future
iterations; all pages contained within the CAPITAL REMITTANCE Websites; the content
and information on the CAPITAL REMITTANCE Websites; all graphics, text, images,
audio, videos, webinars, designs, compilations, advertising copy, articles, user interfaces,
artwork, any computer applications, any and all copyrightable material (including source
and object code), and all other materials, including without limitation the design, structure
are protected by intellectual property laws (the “Intellectual Property laws”), including but
not limited to copyright, trademark, trade dress, domain name, patent, trade secret,
international treaties and other proprietary rights and unfair competition laws. You
acknowledge and agree to abide by all relevant intellectual property laws as well as any
special notices included on the Websites when using the CAPITAL REMITTANCE
Websites or the Content. All rights are reserved that are not specifically given.

Without the express prior written consent of CAPITAL REMITTANCE, the CAPITAL
REMITTANCE Websites and the Content may not be copied, reproduced, modified,
altered, translated, transmitted, displayed, published, posted, resold, or otherwise
disseminated in any way. The content on this website may be viewed, printed, and
downloaded by you as long as it is used only for personal, non-commercial, and
educational purposes. On any reproductions of the Content you create, you must leave
copyright and other markings intact. This website’s open source content and papers are
identified as such and available under the terms of the relevant open source licence. The
specific applicable licence will regulate how you utilise such resources. Any applicable
intellectual property laws or other laws may be broken by unauthorised use of the
CAPITAL REMITTANCE Websites, the Content on or accessible through the CAPITAL
REMITTANCE Websites, or any linked websites.
The CAPITAL REMITTANCE Websites, Online Mediums, and Content may include user

or third-party-submitted content, such as comments and suggestions, posts or
submissions, and other materials (hereinafter, the “Submissions”) intended for public or
private community members to review. CAPITAL REMITTANCE makes no claim to
ownership of the material contributed by third parties, and it disclaims all responsibility for
any mistakes, omissions, or damages related to Submissions. Submissions are only
made available to CAPITAL REMITTANCE users and customers for their convenience
and are not reviewed, approved, or endorsed by CAPITAL REMITTANCE. CAPITAL
REMITTANCE retains the right to examine, censor, alter, or delete any Content made
available through the Online Mediums.

DISCLAIMER OF WARRANTIES

You use and access the CAPITAL REMITTANCE Website, Online Mediums, and Content
at your own risk. This includes content that is uploaded by CAPITAL REMITTANCE, its
divisions, subsidiaries, or user-generated content that is submitted by third parties. The
Websites, Online Mediums, and Content are given “AS IS” and “AS AVAILABLE” without
any explicit or implied warranty of any kind, including warranties of merchantability,

 noninfringement, or suitability for a specific purpose. They are solely offered for informative

purposes. CAPITAL REMITTANCE makes no claims, warranties, or guarantees
regarding the Content’s suitability, quality, truth, accuracy, or completeness.
Furthermore, CAPITAL REMITTANCE makes no representations, warranties, or
assurances as to the accuracy, timeliness, or suitability of any information or hosting
services obtained via the Website, Online Mediums, and/or Content, nor that they will
satisfy your needs and requirements or be free of viruses or other harmful components.
You accept full responsibility for any loss or damage to your computer system, data, and
company to the maximum extent authorised by law.

Liability Limitation:

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CAPITAL
REMITTANCE SHALL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING BUT NOT
LIMITED TO:

     1. Any direct, indirect, special, incidental, consequential, punitive, or exemplary
damages resulting from your use of or in connection with the Websites, Online
Mediums, or Content (including without limitation for loss of or damage to a
business, revenues, goodwill, or data), even if CAPITAL REMITTANCE and
CAPITAL REMITTANCE Licensors had been previously advised of, or reasonably
could have foreseen, the possibility of such damages, however they arise, whether
in violation of contract or otherwise
     2. Any loss or damage that you may incur, including without limitation as a result of
any reliance placed by you on the accuracy, completeness, or suitability of the
Content, or any changes that CAPITAL REMITTANCE and CAPITAL
REMITTANCE Licensors may make to the Websites, Online Mediums, and
Content
    3. Parts of the aforementioned limitation or exclusion may not apply to you because
certain jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages.

INDEMNITY

You consent to hold harmless and indemnify CAPITAL REMITTANCE, its subsidiaries,
affiliates, shareholders, officers, directors, agents, employees and representatives, as
well as CAPITAL REMITTANCE Licensors, their subsidiaries, affiliates, shareholders,
officers, directors, agents, employees and representatives, from and against any claims
and demands, including reasonable attorneys’ fees, made by any third party with respect
to:
i. your use and access to the Websites, Online Mediums and Content;
ii. the content that you submit, post, transmit or otherwise make available via the
Website and Online Mediums;
iii. any violation of these Terms or Website specific terms and conditions by You. This
indemnification obligation will survive the termination of your CAPITAL
REMITTANCE account or these Terms.

 

Copyrights Infringement Complaints

You are not permitted to use the CAPITAL REMITTANCE Websites, Content, or Online
Mediums in any way that violates the legal rights of any third parties. The CAPITAL
REMITTANCE Websites encourage you to report any content that you think violates your
copyright.
Send your complaint to info@capitalremittance.co.uk if you would like to file a copyright
infringement claim

TRADEMARKS

The trademarks, service marks, logos, slogans, and domain names (collectively, “Marks”)
mentioned on the CAPITAL REMITTANCE Websites are either common-law service
marks, trademarks, registered service marks, or trademarks of CAPITAL REMITTANCE
Ltd. or its subsidiaries and are protected by trademark laws in the UK, the EU, and other
nations as well as by international laws and treaties. Reference to any other names of
genuine businesses or goods on the CAPITAL REMITTANCE Websites may be
trademarks of the respective owners; however, this does not imply sponsorship,
endorsement, or affiliation with CAPITAL REMITTANCE. Nothing on the CAPITAL
REMITTANCE Websites should be interpreted as conferring any licence or permission to
use any Marks displayed there, either implicitly or explicitly.
Without the prior written consent of CAPITAL REMITTANCE or the third party that may
own the Mark, you are not entitled to use any Marks displayed on the Websites, metatags,
or any other “hidden text” utilising Marks of CAPITAL REMITTANCE and its licensees.
Please email us at info@capitalremittance.co.uk if you have any questions about how to
utilise the CAPITAL REMITTANCE trademarks.

Content submitted by YOU

CAPITAL REMITTANCE values your communication. Our clients and users may have
access to blogs, discussion forums, chat rooms, and other online conversation spaces.
Except for resumes submitted solely for consideration for employment with CAPITAL
REMITTANCE, which may be shared with CAPITAL REMITTANCE on a “need to know”
basis, you acknowledge and agree that any content you, as a user, may submit via the
Online Mediums becomes public information and shall be deemed to be provided on a
non-confidential basis. When providing personally identifiable information about yourself
or others through any online medium, you should exercise prudence at all times.
You grant CAPITAL REMITTANCE an irrevocable, worldwide, perpetual, royalty-free
licence to use, reproduce, modify, adapt, incorporate, transmit, display, publish, post,
resell, and otherwise distribute such Submission and contributed content (including,
without limitation, creative ideas, suggestions, materials, names, voices, likeness, and
other personally identifiable information). CAPITAL REMITTANCE is free to use or
distribute such contributed content without restriction for any purpose.
CAPITAL REMITTANCE is not required to use the content you have given or your
Submissions and is free to do so at any time in its sole discretion. Your access to Online
Mediums may be terminated by CAPITAL REMITTANCE at any time and without prior
notice for any reason.

You affirm and warrant that you are the rightful owner of any such contents or otherwise
have authorization to submit them, and you give CAPITAL REMITTANCE the rights
stated here.
No unlawful or Prohibited Use. You agree not to upload, post or otherwise transmit via
the Online Mediums any content that:
1. is misleading, harmful, threatening, abusive, harassing, defamatory, offensive,
violent, obscene, pornographic, vulgar, libellous, racially, ethnically, religiously or
otherwise objectionable;
2. contains viruses, Trojan horses, Worms, corrupted files or code, files and
programs designed to impede or destroy the functionality of any computer software
or hardware; spyware and malware designed for phishing and with a view to
compromise the data security and integrity, and obtain sensitive personal or
financial information.
3. constitutes unauthorized disclosure of personal or confidential information;
4. infringes any patent, trademark, trade secret, publicity right, privacy right, copyright
or other intellectual property or any rights of any party;
You also agree not to use the CAPITAL REMITTANCE Websites or Online Mediums to:
• impersonate an employee or a representative of CAPITAL REMITTANCE, its
divisions and subsidiaries;
• misrepresent your identity or affiliation with a person or entity;
• send bulk mail, spam, “chain letters” and other unsolicited and unauthorized
communication;
• attempt to gain unauthorized access to any portion or feature of the CAPITAL
REMITTANCE Websites or any other system or networks connected to the
CAPITAL REMITTANCE Website or any other services offered through the
CAPITAL REMITTANCE Websites, and/or other accounts not belonging to you, or
violate the security of any portion of the CAPITAL REMITTANCE Websites, by
hacking, password mining or any other means;
• obtain or attempt to obtain any information, materials or documents not purposely
made available through the CAPITAL REMITTANCE Website or Online Mediums
through any means;
• attempt to interfere with the proper working of the CAPITAL REMITTANCE
Websites or any transaction being conducted on the CAPITAL REMITTANCE
Websites or to restrict or inhibit any other user from accessing or using the
CAPITAL REMITTANCE Websites, by means of hacking or defacing any portion
of the CAPITAL REMITTANCE Websites.
GENERAL
Regarding your use of and access to CAPITAL REMITTANCE Websites, Online
Mediums, and Content, the Terms represent the whole understanding between you and
CAPITAL REMITTANCE. The conditions of use for a particular online medium or piece
of content may also apply to you. Without respect to the rules governing the choice of
law, England law shall control any dispute relating to the Terms and your use of the Online
Mediums and Content. You consent to submit to the personal and exclusive jurisdiction
of the courts in England in any dispute involving you and CAPITAL REMITTANCE.
CAPITAL REMITTANCE retains the right to revoke your access to the Online Mediums
and Content in the event that you violate the Terms and to pursue any legal or equitable
remedies